How does Mylo know a bill has been paid?

Bills reach Mylo from three sources, QuickBooks, your email inbox and your bank, and they are deduplicated into one ledger so the same bill from two sources does not show up twice. Those bills sit on the Invoices screen organized into AP-aging buckets (Not due, 1-30, 31-60, 61-90, 90+) per currency, so you can see what is due and how late at a glance.

Reconciliation is intentionally conservative, because wrongly booking a bill as paid is worse than leaving it open. Mylo auto-marks a bill paid only when four things line up: the amount matches exactly, the payment does not predate the invoice, an AI judge agrees the debit settles that specific bill, and a deterministic clue corroborates it, such as the vendor token or invoice number appearing in the payment memo. All four, not just one.

When the evidence is weaker, Mylo does not guess. It holds the pairing as a potential match and surfaces it for you to Confirm or Dismiss, so a plausible-but-uncertain link never gets booked silently. That keeps your AP aging honest.