Spending policies

Write your expense policy in plain English and Mylo enforces it. In Settings → Spending policy, paste the text, start from a template, or upload the PDF; there is no rule builder, the document itself is the configuration. Policies come in layers: an organisation policy for everyone, extra rules by role (owners, admins, members), a policy assigned to one person (read‑only to them), and a personal policy anyone can keep for their own spend. Every new or edited expense is checked against all applicable policies together and gets a badge: Policy OK or Policy flag.

A flag always carries a one‑line, human‑readable reason, and when sibling expenses drive it (a duplicate, a split purchase, the third meal that day), Mylo cites the exact expenses it looked at. Hard numbers in the text are compiled into deterministic limits, listed on the policy, editable, and pinned so your corrections survive re‑saves. Written exceptions are honoured only by quoting the exact sentence that grants them, and contradictory policies are flagged with both named. A flag is a heads‑up, never a roadblock: Mylo never blocks submission, the check runs while an expense is still a draft, and drafts trending over a cumulative cap get a warning before you submit.